Every day I meet moms in Hoboken who tell me I am some kind of superwoman because I have two toddlers and a entrepreneurial business.

I'm not. I'm just a regular Hoboken mom struggling to balance work and family life.

Women my age were told that we could have it all. We were taught to study hard and get good educations so we could have careers and then families. Hillary Clinton's generation fought hard so Generation X could have equal opportunities at work. And we can have it all; just not at the same time.

Tina Fey recently highlighted the conundrum faced by many American women; that our fertility and career both peak at age 40. In the last two years, I have gotten my life back. My children have become increasingly manageable, and the three businesses I co-own have exceeded business plan expectations. Having a third child could derail all that progress.

I am incredibly lucky to even be able to deal with this issue. Most of my female college friends are either single or struggling with infertility or employment issues. They are trying to start families while I am having a third. But that juxtaposition doesn't make the process any easier. If anything, it is harder since I have no blueprint to follow.

If I were a traditional stay-at-home mom I would have headed to the suburbs a year or two ago. With a four-bedroom house, lower mortgage, good schools, a community pool, backyard with sprinklers and a network of other stay-at-home moms, it would have been easy to incorporate another rugrat into our lifestyle and budget.

Instead, I am feverishly researching costs and ramifications of an au pair and budgeting an extra twenty thousand dollars into our annual expenses for at least two years, praying all the while that baby no. 3 is a good sleeper. And that I don't develop hyperemis gravidarum during the pregnancy, although thankfully the odds are against it.

To pull off parenting a third child and running my businesses, I will need lots of support from work colleagues and child care. I will have to do most of my work from behind the scenes since my already tight schedule will turn into a black hole. Fortunately, strategic planning does not require much face time.

Why am I doing this to myself? Because I am 99% certain that if I don't at least try to have a third child then I will regret it for the rest of my life. And it helps that I am dealing with a familiar landscape. After raising two children in Hoboken, I know the child care, parks and classes. I am looking forward to revisiting tried and true favorites like Puppetonia and the Liberty Science Center early learners program.

Having a third child in Hoboken is a luxury, but it is one I am prepared to enjoy to the fullest.

To read more about what makes Kathy Zucker tick, check out her blog at http://momcondoliving.com/ and follow her at http://twitter.com/kathyzucker